Service Details

Professional, Ethical, End-to-End Surplus Funds Recovery

At C & S Equity Advocates, we do more than recover unclaimed money—we deliver clarity, peace of mind, and results for people navigating one of the most confusing and overlooked parts of the foreclosure process.

Surplus Funds Research and Recovery

Surplus Funds Research and Recovery

We find the money you didn’t know was yours and make sure you get it.

When a property is sold at foreclosure for more than the debt owed, the extra funds (called surplus proceeds) legally belong to the previous owner. But most people never find out—or they don’t know where to begin.

We take the guesswork and stress out of the equation by:

-Monitoring county foreclosure records and auction results;

-Identifying surplus amounts and locating rightful claimants;

-Conducting skip-tracing to find heirs or estate representatives;

-Preparing and submitting all legal documentation to the court; and

-Coordinating filings, follow-ups, and final disbursements.

You never pay upfront. We work on a contingency basis, only earning a percentage of the recovered funds if we succeed.

Client Advocacy and Education

We don’t just represent you—we empower you.

The legal side of surplus fund recovery can feel overwhelming. That’s why we make it a point to walk every client through the process in plain language, without the legal jargon or pressure.

We advocate for your best interests by:

-Clearly explain your legal rights and entitlements;

-Breaking down the claim process so you know what to expect;

-Answering your questions with honesty and transparency;

-Providing regular updates as your claim progresses; and

-Offering guidance on financial steps to take after recovery.

Our mission is rooted in advocacy—not just transactions. We believe you deserve to understand what’s happening every step of the way.

Referral and Legal Coordination

When your case needs legal firepower, we bring in the right team.

Some cases involve probate issues, court hearings, or legal disputes. We’ve built a network of trusted professionals to help with exactly that.

We provide:

-Direct coordination with experienced foreclosure and probate attorneys;

-Assistance with legal filings and representation in complex claims;

-Referrals to financial advisors, real estate agents, and notaries when needed; and

-Support for estate representatives and heirs filing on behalf of a deceased owner.

You won’t need to search for help—we bring the team to you.