C & S Equity Advocates, LLC
Your Surplus Funds Recovery Experts!
We are dedicated to helping you recover whats yours!
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Our Offer
After a foreclosure or tax sale, many homeowners are unaware that they may be entitled to surplus funds—the extra money left after their property sells for more than what was owed. We step in to bridge that gap, researching records, identifying potential claims, and guiding individuals through the filing process. With a deep understanding of state laws and claim procedures, we handle the paperwork, verify eligibility, and connect with the necessary offices to ensure rightful funds are recovered. Our goal is simple: to make the process seamless and stress-free, helping individuals reclaim what is rightfully theirs without upfront costs or unnecessary hurdles.
Reclaim What’s Rightfully Yours
Every year, millions in foreclosure surplus funds go unclaimed. We help former property owners recover the money they’re legally owed—quickly, legally, and with zero upfront cost.
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What We Do
If your property was sold in a tax or mortgage foreclosure, you might be entitled to surplus funds left over after the sale. Most people don’t know this—or how to claim it. We research, locate, and file claims on your behalf, handling everything from start to finish so you don’t have to.
Why Choose Us
No Upfront Fees – We only get paid if you do.
Full-Service Recovery – We handle all legal filings, court paperwork, and follow-ups.
Experience – Our team has backgrounds in real estate, law, and foreclosure defense.
Transparent & Ethical – We’re committed to doing this the right way—with honesty and respect.
Who We Help
Homeowners who lost property in foreclosure;
Businesses affected by tax or mortgage sales; and
Heirs or estates unaware of their entitlement.
Your Virtual Property Solution Firm
Surplus Funds Recovery Process
Assisting you with recovering your funds at NO upfront cost.
Analyzing Sales results
We carefully analyze sales results from foreclosure and tax sales, identifying properties that sell for more than the amount owed. By reviewing auction data, final bid amounts, and outstanding debts, we pinpoint cases where a surplus exists. Cross-referencing court records, county reports, and trustee statements, we verify eligibility and confirm excess proceeds. This thorough research allows us to target the right claims, ensuring homeowners or their heirs can recover the funds owed to them.
Reunite Home owner or Heirs
Once we identify surplus funds, we work diligently to reunite homeowners or their heirs with the money they are rightfully entitled to under state statutes. Many individuals are unaware these funds exist or assume they are lost after a foreclosure or tax sale. We navigate the complex filing process on their behalf, handling paperwork, verifying ownership, and ensuring compliance with state regulations. By guiding them through every step, from claim submission to final disbursement, we help them recover what is legally theirs without the stress of dealing with the system alone.
Filing process
The filing process begins with gathering the necessary documents to prove the rightful claim to the surplus funds. We start by obtaining property records, foreclosure or tax sale documents, court filings, and any required identification or estate paperwork if the homeowner is deceased. Once all documents are verified, we prepare the claim package in accordance with state and county requirements. To ensure a smooth and successful filing, we work with experienced attorneys who specialize in surplus funds recovery. They handle the legal process, file the claim with the appropriate agencies, and represent the claimant when necessary—all at no upfront cost. Our fees are only collected after the funds are successfully recovered, ensuring that homeowners or their heirs can reclaim what’s rightfully theirs with no financial risk.
Payout Occurs
Once the claim is approved, the county or trustee processes the payment and issues the surplus funds directly to the rightful claimant or their legal representative. In cases where we’ve facilitated the filing through our attorney network, the funds are often disbursed into the attorney’s trust account for secure handling. From there, we ensure the claimant receives their rightful share, and only then do we collect our agreed-upon fee. This ensures a transparent and risk-free process, allowing individuals to recover their funds without any upfront costs.