Welcome to C & S Equity Advocates

Real foreclosure solutions for real people.

Terms & Conditions

To review a policy, select its corresponding "+" to read its contents.

Discrimination has no place in our firm—period.

At C & S Equity Advocates, we are committed to providing foreclosure education, prevention and solutions to the public with integrity, fairness, and respect for all individuals. We do not discriminate on the basis of race, color, national origin, religion, sex (including gender identity and sexual orientation), age, disability, marital status, familial status, veteran status, or any other status protected by applicable federal, state, local law, regulation or, ordinance.

We serve homeowners and property owners without bias, and all clients receive equal access to our services, resources, and support. Our mission is to help people navigate difficult financial situations with dignity, and that starts with treating every person equitably.

C & S Equity Advocates is not a law firm and does not provide legal advice.

While we assist clients and manage various administrative processes, we do not offer legal representation or legal opinions. Any information we share is for general informational and educational purposes only and should not be considered legal advice.

We work closely with licensed attorneys when legal filings, court appearances, or complex legal matters are involved. If your claim requires legal counsel, we will coordinate with trusted legal professionals to help ensure your case is handled properly.

Last updated: July 2025

C & S Equity Advocates (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our services. It also outlines your rights under applicable privacy laws, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).


1. Information We Collect

We may collect the following types of personal information:

  • Contact Information: Name, phone number, email address, mailing address

  • Property Information: Property address, ownership records, surplus claim details

  • Legal Documents: Court filings, claim forms, notarized statements

  • Technical Information: IP address, browser type, cookies (see Cookies Policy), usage data

  • Other: Any information you voluntarily submit via forms, phone, email, or consultation

We do not knowingly collect or process information from anyone under 18 years of age.


2. How We Use Your Information

We use your information to:

  • Verify surplus fund eligibility

  • Prepare and submit claims on your behalf

  • Communicate with you throughout the recovery process

  • Comply with legal obligations and court requirements

  • Improve our website, services, and client experience

  • Respond to inquiries or requests for information

3. How We Share Information

We do not sell, lease, or share your personal information with third parties for commercial or marketing purposes.


We may share your information only when necessary to perform our services or comply with legal obligations, including with:

  • Licensed attorneys assisting with claims

  • Courts, municipalities, or government agencies

  • Title researchers, notaries, or service providers

  • As required by law (e.g., subpoena, court order)

4. Data Security and Retention

We store all personal data securely using encrypted systems and restricted access controls. We maintain industry-standard safeguards to protect against unauthorized access, loss, or misuse of your information.

Client-related data is retained for two (2) years from the date of case closure, after which it is securely deleted unless otherwise required by law. Said rule, by default, extents to Prospective Client-related and Website Visitor-related data.


5. Your Rights Under GDPR (EU Residents)

If you are located in the European Union, you have the right to:

  • Access the personal data we hold about you

  • Correct inaccurate or incomplete data

  • Request deletion of your data ("right to be forgotten")

  • Object to or restrict certain types of processing

  • Withdraw consent at any time (where processing is based on consent)

  • File a complaint with your data protection authority

To exercise these rights, contact our office.


6. Your Rights Under CCPA (California Residents)

If you are a California resident, you have the right to:

  • Know what personal information we collect and how we use it

  • Request a copy of the information we’ve collected about you

  • Request that we delete your information (subject to legal obligations)

  • Opt out of the sale of personal information (we do not sell your data)

  • Not be discriminated against for exercising your privacy rights

To exercise these rights, contact us.


7. Cookies and Tracking Technologies

We use cookies to enhance site functionality, understand user behavior, and improve performance. For details, see our Cookies Policy. You can manage your preferences through our cookie banner or browser settings.


8. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those sites. Please review their privacy policies before providing any personal information.


9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or technologies. When we do, we will revise the "Last Updated" date at the top of this page.


10. Contact Us

If you have any questions about this Privacy Policy, to unsubscribe to a communication, or  how your information is handled,  contact our office directly, via email to info@csequityadvocates.com.

Last updated: July 2025

This Cookies Policy explains how C & S Equity Advocates, LLC ("we," "our," or "us") uses cookies and similar tracking technologies when you visit our website. It is designed to meet the requirements of the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA).


1. What Are Cookies?

Cookies are small text files placed on your device (computer, phone, or tablet) when you visit a website. They allow the site to recognize your device, remember your preferences, and collect information about your activity.


2. Types of Cookies We Use

We use the following types of cookies:

  • Essential Cookies – Required for the website to function (e.g., page navigation, secure login).

  • Performance & Analytics Cookies – Help us understand how visitors use our site so we can improve it (e.g., Google Analytics).

  • Functionality Cookies – Remember choices you’ve made, such as language or location.

  • Third-Party Cookies – Set by external services we use, such as embedded content or analytics tools.

We do not use cookies for advertising or to sell your personal data.


3. How We Use Cookies

We use cookies to:

  • Make our site function smoothly

  • Improve your experience by remembering your settings

  • Analyze how visitors interact with our website

  • Maintain website security and performance

4. Your Rights Under GDPR and CCPA

If You’re in the EU (GDPR):

  • You have the right to access, correct, or delete your personal data, should we collect your personal data.

  • We will only set non-essential cookies with your explicit consent.

  • You can withdraw your consent at any time.

If You’re in California (CCPA):

  • You have the right to know what personal information we collect and how we use it.

  • You can request access to or deletion of your personal information.

  • You have the right to opt out of the sale of personal data (we do not sell your data).

To exercise your rights, contact our office by sending an email to info@csequityadvocates.com or by calling (404) 490-4189.


5. Managing Cookies

You can control or delete cookies in your browser settings. You may also use our cookie consent banner to accept or reject different types of cookies when you visit our site.

Please note: Disabling some cookies may affect the functionality of our website.


6. Changes to This Policy

We may update this Cookies Policy to reflect changes in technology, regulations, or our services. If we make material changes, we’ll notify you by updating the date at the top of this policy.